Summary
Built on lessons learned from billions of dollars in transactions and millions of patients, and powered by an AI-native platform designed to return value to practices and patients, Sunbit is launching its 2026 dental financing program for eligible practices. This new program delivers Sunbit’s best pricing ever, industry-leading approvals, longer no-interest plans, and enhanced offers, all without any patient fees, hidden terms, or surprises. The 2026 program helps practices serve more patients with confidence and stability.
Key Takeaways of new program
- Lowest practice fees (as low as 1.9%) and best offers: highest approvals, no interest plans* up to 24 months (at no extra cost to the practice) and more.
- Built for the long term: Sunbit is committed to stable, transparent partnerships with no sudden practice terminations because of poor loan performance or hidden terms for patients.
- Proven at scale: backed by billions of transactions and millions of customers, Sunbit has learned what truly helps patients say yes and practices grow.
- Easy for teams: Designed for real front-desk workflows that are clear for patients and simple for staff.
What’s new, and why it matters now, more than ever
Helping patients move forward with dental care has never been more important. Yet, cost remains a leading reason patients hesitate. In fact, one in three adults state they have skipped or postponed needed care due to cost in the past year alone.
For the past decade, Sunbit has supported dental practices nationwide through billions of transactions, millions of customers, and thousands of five-star patient reviews. That scale, combined with our AI-native, always-learning platform, has given us a clear view into what actually drives patient decisions and where other financing solutions break down.
Using AI-driven insights, we’ve unlocked new efficiencies across servicing and program design. As part of our core mission, we pass those efficiencies directly back to practices and patients through lower practice fees (as low as 1.9%), higher approvals, and more flexible payment options.
The result is Sunbit’s strongest dental program yet – live now for 2026.
Sunbit’s 2026 AI-powered dental program leads the way
Sunbit’s new 2026 dental financing program is designed around a simple principle: start with the lowest practice fees and best patient offers and make it sustainable over time.
This new program now gives practices access to:
- Industry-best practice fees that continues to improve as you grow
- No interest plans up to 24 months* – at no extra cost to your office
- Unmatched 87% approval rate driving higher case acceptance
- Lower amounts due at checkout to reduce patient hesitation
- Improved patient offers to meaningfully cover treatment
- Built-in rewards & recognition to motivate and support your team
And just as important: no patient fees, penalties, hard credit checks, and no surprises to your practice.
How Sunbit’s AI-native platform can deliver better practice fees
Sunbit is an AI-native financing platform built from the ground up.
Our platform continuously learns and improves, allowing us to eliminate financial waste that traditional lending models pass on as fees, penalties, or sudden policy changes. As a result, we’re able to:
- Approve more patients with personalized offers
- Maintain industry-leading approval rates
- Offer competitive pricing for practices without consumer fees
- Support practices without shifting risk onto them
These efficiencies are passed back to practices and patients through lower pricing, stronger offers, and a program that continues to improve over time to strengthen your practice and reinforce Sunbit as a long-term partner.
A partner you can rely on: no surprises, no sudden changes
Choosing a financing provider is about more than practice fees – it’s about trust.
Sunbit is built for long-term partnerships, not short-term volume or hidden thresholds. We don’t change your practice fees overnight, make them complicated to understand, terminate practices for poor loan performance, or introduce surprise fees or charges. We never rely on sudden or unpredictable thresholds, penalties, or terminations to manage risk.
Our commitment is straightforward:
- Your practices fees remain transparent and predictable
- Your partnership with Sunbit is stable and durable
- Our incentives are aligned with helping you serve more patients – not penalizing you
As our AI-driven platform continues to find efficiencies, we reinvest those gains back into better offers and lower practice fees (as low as 1.9%), rather than shifting risk onto practices.
Get started with Sunbit’s 2026 dental program today.
Sunbit’s 2026 dental financing program is now ready for eligible practices – once live, practices can begin accessing:
- Lower practice fees
- More flexible patient offers
- Lower amounts due at checkout
- No-interest plans up to 24 months*
- And more
If you’re new to sunbit, email [email protected] to see a demo. Current partners can speak to your account manager or email [email protected] to switch to Sunbit’s 2026 dental plan at no extra cost.
Know a practice that could benefit from Sunbit? Refer them here.
*0% interest payment options may be available, including “no interest if paid in full by the promotional period” and “0% interest plans”, contingent upon merchant plan enrollment and customer creditworthiness. Subject to approval based on creditworthiness. 8.99-35.99% APR. Payment due at checkout. Example: A $1,178.00 purchase with 24.99% APR, $199.55 down payment and a 18-month term would have monthly payments of $65.74 and a total cost of $1,382.84. Terms may vary. Not available in US territories. See Rates & Terms for more details. Account openings and payment activity are reported to a major credit bureau. Sunbit Now, LLC is licensed under the CT Laws Relating to Small Loans (lic. # SLC-1760582 & SLC-BCH-1844702); NMLS ID 1760582. Loans are made by Transportation Alliance Bank Inc., dba TAB Bank, which determines qualifications for and terms of credit.