The Sunbit Card.
Buy what you need.
Get peace of mind.

The by-invitation-only Sunbit Card gives you the power to spend smarter.

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Unlock Your Invitation

Unlock your invitation to the Sunbit Card today! Get on the list and invite your friends too.

Move up the invitation list by using Sunbit at a merchant near you.

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Invitation List
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Unlock Your Invitation

Unlock your invitation to the Sunbit Card today! Get on the list and invite your friends too.

Move up the invitation list by using Sunbit at a merchant near you.

See our Shop Directory

Peace of mind comes with no fees.

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No Annual Fees
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No Late Fees
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No Application Fees
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No Processing Fees
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Peace of mind comes with many ways to pay.

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GAS STATION Transaction
successful!

Best of debit.

The Sunbit Card is not a debit card, but it lets you pay in full for an individual transaction.*

Details and Transactions
Buy what you need

Keep track of recent transactions through the MySunbit app.

Best of credit.

The Sunbit Card is a credit card with none of the fees (except interest of course)

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Back-to-School Needs

Pay-over-time to purchase what you need now.

Best of payment plans.

The Sunbit Card lets you split an individual transaction into 3/6/12 monthly installments to limit your total interest paid.*

Peace of mind comes with control.

Manage your spending with the MySunbit mobile app.

MySunbit app puts you in control

Schedule, split, and manage your payments conveniently and securely.

See how it works
Report Lost or Stolen v01 2 radio 22 May, 2022
Card is lost
Security

Report your card lost or stolen right from the MySunbit App.

Transaction Controls v01 1
Take control
Control

Set when, where, and how your card can be used.

Plan draw split $23 3mo 6mo 12mo $9.99/mo Split 3 $6.67/mo Split 6 $3.33/mo Split 12 $24.99/mo Split 3 $16.67/mo Split 6 $8.33/mo Split 12
Purchase accepted
Flexibility

Pay in full, split into 3/6/12 payments. You decide for each transaction.*

This company has done an outstanding job on multiple occasions, by far my easiest credit card company to deal with. And their customer service exceeds expectations.
Brianna B March 2022
I like Sunbit. I have never had any problems with the card and their customer service is great. Highly recommend them.
Gordon B. December 2021
I had a hard time getting approved by other credit cards. Sunbit approved me right away with no problem. I've had a good experience overall, I definitely recommend them!
Walter P. February 2022
Service was exceptional! Made getting the credit card a no brainer.
Rick C. December 2022
I signed up for the Sunbit Card to help pay for some medical bills. I was approved and have a low monthly payment. This process took 5 mins and I had my card in under 1 week. Thank you Sunbit.
Paul Q. March 2022

MySunbit app puts you in control

Schedule, split, and manage your payments conveniently and securely.

Security

Report your card lost or stolen right from the MySunbit App.

Control

Set when, where, and how your card can be used.

Flexibility

Pay in full, split into 3/6/12 payments. You decide for each transaction.*

This company has done an outstanding job on multiple occasions, by far my easiest credit card company to deal with. And their customer service exceeds expectations.
Brianna B March 2022
I like Sunbit. I have never had any problems with the card and their customer service is great. Highly recommend them.
Gordon B. December 2021
I had a hard time getting approved by other credit cards. Sunbit approved me right away with no problem. I've had a good experience overall, I definitely recommend them!
Walter P. February 2022
Service was exceptional! Made getting the credit card a no brainer.
Rick C. December 2022
I signed up for the Sunbit Card to help pay for some medical bills. I was approved and have a low monthly payment. This process took 5 mins and I had my card in under 1 week. Thank you Sunbit.
Paul Q. March 2022
See how it works
Report Lost or Stolen v01 2 radio 22 May, 2022
Card is lost
Transaction Controls v01 1
Take control
Plan draw split $23 3mo 6mo 12mo $9.99/mo Split 3 $6.67/mo Split 6 $3.33/mo Split 12 $24.99/mo Split 3 $16.67/mo Split 6 $8.33/mo Split 12
Purchase accepted

Unlock Your Invitation

Unlock your invitation for the Sunbit Card today! Get on the invitation list, and invite your friends, too.

Not available to residents of CO, CT, MA, MD, NY, VT, WV, and WY.

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    Help Center

    Is there an annual fee?

    No, there is no annual fee.

    How do I add my Sunbit Card to Apple Pay or Google Pay?

    To use this option, tap Transactions & Settings from the home screen within the MySunbit app.

    Tap to add your Sunbit Card to your mobile wallet. After you’ve added your card, tap the on/off switch to enable/disable it in your mobile wallet.

    When you use your digital card, the actual card details are never passed to the merchant. Instead, a virtual number linked to your account is shared. This adds an extra layer of protection for your card.

    Remember, if you suspect fraud or unauthorized transactions on your card, please contact our Customer Support team at 855-678-6248.

    How does applying for the card impact my credit score?

    Completing the application will not impact your credit score but all account openings and payment performance are reported to a major credit bureau.

    About Sunbit Card
    Will my interest change or fluctuate?

    The interest rate can vary slightly with the Prime Rate so long as you’re carrying a balance.

    How much interest will I pay?

    If you pay your entire balance on or before the due date you will not be charged any interest. Otherwise, you will be charged interest as it normally accrues based on your average daily balance.

    Where can I use the Sunbit Card?

    The Sunbit Card can be used anywhere Visa® is accepted, in-store or online.

    Getting Started
    How long does it take for me to find out if I'm approved?

    You’ll find out as soon as you submit your application online.

    Can I apply over the phone?

    No, the application needs to be done online.

    When will I receive my Sunbit Card?

    You should get it in the mail within 7 to 12 business days after you’re approved.

    Manage account
    Can I add someone to my account?

    No—your Sunbit Card is assigned to you, and for your personal use only.

    How can I contact you?

    You can call us at 855-678-6248 or email us at [email protected].  We will be happy to assist you with any questions.

    How will I receive my statements?

    Your statements will be sent electronically to the email address on file. If you don’t see the email in your inbox please check your promotions/social/spam/junk folder. You can request a paper statement in lieu of an electronic one by calling 855-678-6248 or emailing us [email protected].

    Are you a retailer interested in offering a co-branded Sunbit Card?

    †Subject to eligibility, customers with a loan made through Sunbit will get priority for a Sunbit Card invitation to apply.

    *If you carry a balance from month to month but elect to pay a transaction in full before the end of the next cycle, we will not charge any interest on such transaction.  We also give you the option of making excess payments so that you pay off your balance faster and, in this way, save interest. You can set the amount of the excess payment by selecting the amount of a qualified transaction and dividing it (and interest expected to accrue on the transaction) over 3, 6 or 12 months. Restrictions and limitations apply.

    The Sunbit Card is subject to approval based on creditworthiness. 9.49%-29.99% variable APR. Rates as of July 28, 2022. Not available to residents of CO, CT, MA, MD, NY, VT, WV, and WY.  All account openings and payment activity are reported to a major credit bureau. See our FAQs to learn more about how the Sunbit Card works as well as the Terms and Conditions.

    The Sunbit Card is issued by Transportation Alliance Bank, Inc., dba TAB Bank, pursuant to a license from Visa U.S.A. Inc. Use of the card is subject to the cardholder agreement.

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