Peace of mind comes with no fees.





Peace of mind comes with many ways to pay.

successful!
Best of debit.
The Sunbit Card is not a debit card, but it lets you pay in full for an individual transaction.*

Keep track of recent transactions through the MySunbit app.
Best of credit.
The Sunbit Card is a credit card with none of the fees (except interest of course)

Pay-over-time to purchase what you need now.
Best of payment plans.
The Sunbit Card lets you split an individual transaction into 3/6/12 monthly installments to limit your total interest paid.*
Peace of mind comes with control.
Manage your spending with the MySunbit mobile app.
MySunbit app puts you in control
Schedule, split, and manage your payments conveniently and securely.
Security
Report your card lost or stolen right from the MySunbit App.
Control
Set when, where, and how your card can be used.
Flexibility
Pay in full, split into 3/6/12 payments. You decide for each transaction.*
Unlock Your Invitation
Unlock your invitation for the Sunbit Card today! Get on the invitation list, and invite your friends, too.
Not available to residents of CO, CT, MA, MD, NY, VT, WV, and WY.

Help Center
Is there an annual fee?
No, there is no annual fee.
How do I add my Sunbit Card to Apple Pay or Google Pay?
To use this option, tap Transactions & Settings from the home screen within the MySunbit app.
Tap to add your Sunbit Card to your mobile wallet. After you’ve added your card, tap the on/off switch to enable/disable it in your mobile wallet.
When you use your digital card, the actual card details are never passed to the merchant. Instead, a virtual number linked to your account is shared. This adds an extra layer of protection for your card.
Remember, if you suspect fraud or unauthorized transactions on your card, please contact our Customer Support team at 855-678-6248.
How does applying for the card impact my credit score?
Completing the application will not impact your credit score but all account openings and payment performance are reported to a major credit bureau.
About Sunbit Card
The interest rate can vary slightly with the Prime Rate so long as you’re carrying a balance.
If you pay your entire balance on or before the due date you will not be charged any interest. Otherwise, you will be charged interest as it normally accrues based on your average daily balance.
The Sunbit Card can be used anywhere Visa® is accepted, in-store or online.
Getting Started
You’ll find out as soon as you submit your application online.
No, the application needs to be done online.
You should get it in the mail within 7 to 12 business days after you’re approved.
Manage account
No—your Sunbit Card is assigned to you, and for your personal use only.
You can call us at 855-678-6248 or email us at [email protected]. We will be happy to assist you with any questions.
Your statements will be sent electronically to the email address on file. If you don’t see the email in your inbox please check your promotions/social/spam/junk folder. You can request a paper statement in lieu of an electronic one by calling 855-678-6248 or emailing us [email protected].
Are you a retailer interested in offering a co-branded Sunbit Card?
†Subject to eligibility, customers with a loan made through Sunbit will get priority for a Sunbit Card invitation to apply.
*If you carry a balance from month to month but elect to pay a transaction in full before the end of the next cycle, we will not charge any interest on such transaction. We also give you the option of making excess payments so that you pay off your balance faster and, in this way, save interest. You can set the amount of the excess payment by selecting the amount of a qualified transaction and dividing it (and interest expected to accrue on the transaction) over 3, 6 or 12 months. Restrictions and limitations apply.
The Sunbit Card is subject to approval based on creditworthiness. 11.99%-29.99% variable APR. Rates as of March 28, 2023. Not available to residents of CO, CT, MA, MD, NY, VT, WV, and WY. All account openings and payment activity are reported to a major credit bureau. See our FAQs to learn more about how the Sunbit Card works as well as the Terms and Conditions.
The Sunbit Card is issued by Transportation Alliance Bank, Inc., dba TAB Bank, pursuant to a license from Visa U.S.A. Inc. Use of the card is subject to the cardholder agreement.