The lowest priced financing solution that delivers the best results
“What you see is what you get, high approvals, easy workflows, and partner we can rely on.“
Highest approvals.
No surprises.
Thousands of practices trust us.
Millions of patients love us.
We’re doing 5X more production with Sunbit than with other BNPL providers.
With Sunbit, we’ve seen a 90% approval rate and nearly 70% conversion.
What you see is what you get—high approvals, easy workflows, and a partner we can rely on.
Sunbit is used every 20 seconds
Crown financed in seconds in Tampa
Treatment started without delay in Seattle
Another case approved by Sunbit
Drive what matters most to your practice
Increase case acceptance with 87% approvals and no-interest plans for all approved
Lowest practice fees as low as 1.9%. Pricing improves with your usage of Sunbit.
Create happier, loyal patients with clear, no fee and no surprise financing options
Set your team up for success with the fastest workflows, 24/7 support, and Sunbeast rewards
More approvals
More production
More satisfaction
Offer the financing solution that drives happy, loyal patients
- No hard credit check
- Fast and friendly application completed in seconds
- No fees or gotchas ever
- No interest plans, now up to 24 months*
Sunbit drives up to 5X more production than other financing solutions
Sunbit has the lowest merchant fees, highest approvals, and most robust customer offers. We are the only patient financing solution you need.
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Traditional Lenders
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Other BNPL options like Cherry
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Pricing
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Practice Fees
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Simple pricing, as low as 1.9%
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High, unpredictable rates, often over 10%
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Matrix of fees based on credit score, tier, and offer
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Applications & Offers
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Approval rate
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Unmatched 87% approval rate
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Around 40%
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Practices report 60-65%
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Patient fees
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Never any fees, deferred interest, or penalties
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Excessive fees and deferred interest for late or missed payments
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Hidden fees: $15 late fee, $15 NSF fee, 2.99% CC fees
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Credit scores
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Approves patients above 500 credit score
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Rarely lend to subprime patients
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Prime lender, avg score over 700
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Interest rates
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No-interest plans for all approved up to 24 months with no add'l practice fees
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High APRs. 0% options come with fees, deferred interest
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12-24 mo 0% options with high practice fees. Penalty APRs of 29.99%
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Additional Features
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People-based support
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U.S.-based care team available 24/7 via phone, chat, or email
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Overseas call center and email with long wait times
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Online chat and email support with long wait times
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Application process
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Practice led or patient led. Takes seconds
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Slow credit card app with long waits for approval
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Only patient led, no office control of process
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Credit impact
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No hard credit check
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Hard credit check
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No hard credit check
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Simple to start with support that's always there for you
We’ll send you everything you need, such as marketing materials and an easy-to-use Sunbit iPad, to start offering Sunbit immediately.
Our proven training program, completed with 1:1 team sessions, ensures your team is certified, confident, and driving impact from day one.
We’re here to help you succeed – from dedicated Sunbit representatives, to our US-based support team, to on-demand training and resources, we’ve got you covered.
We provide ready-to-go digital marketing resources to help you get the word out.
Your Sunbit Business Dashboard will show you in-depth and customizable reporting about your office’s performance and incremental production with Sunbit.
Keep your team motivated with exclusive cash rewards, weekly training webinars, and access to our beloved Sunbeast app.
The industry leader in dental and fintech
See how Sunbit can transform your practice
Curious how Sunbit works? Request a demo and one of our experts will walk you through the platform, answer your questions, and show you the impact it can make.
Got questions? We have answers.
Sunbit offers a simple, fast, and transparent way for patients to pay over time for dental care. With our technology, patients can complete the application in seconds—with no hard credit check—right from their phone or at your front desk. Approved patients can choose flexible payment plans, spreading the cost over up to 72 months. There are no fees, and the process is designed to be stress-free for both the patient and your team with nearly every patient approved.
Sunbit has among the highest approval rates in the industry—more than double the industry average, approving 87% of patients who apply. Even if a patient isn’t approved, the process is discreet, and there’s no impact on their credit score to apply. Our goal is to provide a solution that works for as many people as possible, ensuring your patients can access the care they need without financial stress.
Practices receive funds promptly in-full after a patient completes a transaction, ensuring immediate cash flow without delays.
*Avoid paying interest on a 3-, 12-, or 24-month plan by paying your financed amount within the promotional period. Additional payment plans with interest are available. Payment plans are subject to creditworthiness. 0-35.99% APR. Payment due at checkout. Not available in VT, WV, or US territories. Account openings and payment activity are reported to a major credit bureau. Sunbit Now, LLC is licensed under the CT Laws Relating to Small Loans (lic. # SLC-1760582 & SLC-BCH-1844702); NMLS ID 1760582. Loans are made by Transportation Alliance Bank Inc., dba TAB Bank, which determines qualifications for and terms of credit.