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Built for local, everyday needs.

  • 90% of customers approved
  • 30-seconds digital application
  • Get paid right away

No awkward conversations. No hassle at the time of payment. Just more great experiences for everyone.

Join over 23,000 locations that offer Sunbit.

Trusted retailers across the country choose us to attract, convert, and retain more customers.

Sunbit has been a great partner in aligning with Cycle Gear's customer service approach, with approvals for more than 90 percent of our riders. Sunbit has exceeded our expectations on its ease of use and provides a positive and authentic customer experience.
Cycle Gear

We walk hand-in-hand with our retail partners.

Your associates get hands-on training. You get real-time reporting.

Easy Setup

We come to you either in person or virtually to train and certify your employees to offer Sunbit.

Partner Success Team

You get assigned a Partner Success Manager that visits you either in-person or virtually to train and certify your employees to offer Sunbit. We’ll engage with your store to ensure you have all you need to drive revenue and customer satisfaction with Sunbit. This includes marketing materials, training, and one-on-one coaching.

Resources at your fingertips

We provide digital marketing resources to help you get the word out on your website, social media, email marketing, and digital ads. We provide the creative, so your marketing teams are equipped from day one. Your team also gets access to our learn management system for refresher training and new employee certification.

Actionable Insights

Through our partner portal you’ll see just how much incremental revenue you’re earning from Sunbit anytime you’d like. Get in-depth reporting about your store performance. We give you insights at the associate-level, store-level, and group-level for multiple-locations.

Program Details

Purchase price from $60-$5,000. Payment term options of 3, 6, and 12 months. Checking options does not affect a customer's credit score. Customers must be at least 18 years of age (or higher as required by state law). Down payment required. State-issued ID, bank-issued debit card, and email address required. No application or pre-payment penalty fees. Annual percentage rate (APR) 9.99%-35.99%. NY residents: 0-15.99% APR. MD residents: 0-23.99% APR. CO residents: 0-35.99% APR for loans of $1,000 or less; 0-20.99% APR for loans over $1,000 but not more than $3,000; 0-14.99% APR for loans more than $3,000.

A true omnichannel solution.

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Sunbit In-store
An associate-led process with no paperwork, minimal data entry, and a simple user interface.
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Sunbit On-the-go
A contactless process that can be completed by a customer from any connected device.
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Sunbit Online
An e-commerce solution that integrates Sunbit directly into your online checkout process.

Stress-free to offer. Stress-free to apply.

Finance total purchase

Rates & Terms
interest plans available

Rates & Terms
Of customers approved

Rates & Terms

See how Sunbit works

Don’t just take our word for it.

Vision Eyewear. Eye Doctor's Optical Outlets
Pilot Program Generates Lift in Sales and Upgrades, Prompting Eyewear Chain to Launch Sunbit at all Stores.

After trying other financing options with modest success, this chain brought on Sunbit technology and saw a big return.

CUSTOMER reviewed Cycle Gear Huntington Beach

"It was all really really easy and very streamlined. Sunbit really helped me out when I needed it. The online system was also easy to use. I made my first payment early."

2 days ago
CUSTOMER reviewed Cycle Gear Azusa

" Sunbit is awesome. It was quick and easy. I was in and out of there on a manageable payment plan. "

2 days ago
CUSTOMER reviewed Cycle Gear Pacheco

"Sunbit is the best financing option that I've come across. The best part is that it connects to my debit account automatically and I don't even have to think about it."

2 days ago
REPEAT CUSTOMER reviewed Cycle Gear Madison

" Best part about using Sunbit is not having to pay for purchases all out of pocket and that the monthly payment amount and interest rate is very reasonable. "

2 days ago
CUSTOMER reviewed Orlando Hyundai
Purchase Amount: $313.72

" I had my brakes fixed at Hyundai. The customer experience was very smooth - fast and easy and I was pleased to be approved since I’ve had some issues with my credit in the past. I wouldn’t have been able to afford the service without Sunbit. "

2 days ago
CUSTOMER reviewed Greenway Kia West
Purchase Amount: $1,138.44

" I brought my car in because my starter had issues so it needed to be repaired. I had a great experience. I would have found a way to make the purchase without Sunbit because I really needed my car fixed, but it did help me a lot financially. "

2 days ago

Add more value to your customer experience with Sunbit.