Sunbit Now,
Pay-over-time.
- Automotive Parts & Service
- Dental
- Healthcare
- Optical
- Veterinary
- Powersports
- Retail
Built for powersports.
- 90% of customers approved
- 4 interest-free payments if you choose the 3-month term
- No hard credit check to apply*
No awkward conversations. No hassle at the time of payment. Just more great experiences for everyone.
Join over 20,000 locations that offer Sunbit.
Leading powersports dealers and merchants across the country choose Sunbit to attract, convert, and retain more customers.







We walk hand-in-hand with our partners.
Your team gets hands-on training. You get real-time reporting.
We make it easy to train and certify your employees with Sunbit technology so you can start offering pay-over-time options today.
We provide digital marketing resources to help you get the word out on your website, social media, email marketing and digital ads. We provide the creative, so you are equipped from day one. Your team also gets access to our learning management system for training whenever you need it.
Through our business dashboard you’ll see just how much incremental revenue you’re earning from Sunbit technology anytime you’d like. Get in-depth reporting about your store performance. We give you insights at the associate-level, store-level and group-level for multiple locations.
Purchase price from $60-$10,000. 3-month 0% APR plans for all approved customers. 6-18 month plans available with interest. Checking options does not affect a customer's credit score*. Customers must be at least 18 years of age, or older as required by state law. Payment is due at checkout. No application, prepayment penalty, or late fees. What you need: Email address & phone number State-issued ID or driver license Bank-issued debit card for the down payment Debit card or deposit account for the recurring monthly payments*
A true omnichannel solution.
Stress-free to offer. Stress-free to apply.
The proof is in the results.

Despite an economic downturn, Sunbit’s financing technology increased parts and service sales for this California auto dealership.
"I purchased a car battery and the financing process was very easy. I expected to sit through mountains of paperwork and wait a long time. I would have had to find a way to come up with the money, but Sunbit really came in handy and helped me out. "
"I needed some emergency service on my vehicle and Sunbit really saved me by giving me credit. I expected to be declined because I don’t have great credit, but I have been trying to rebuild it over the past few years. "
" I had to add some fluid to my car. The experience was fast and easy and really helped. I didn’t have any money available at the time so I would have had to come back to get my service done. When the advisor recommended Sunbit, I was so relieved. "
"I had a great customer experience. I needed a full service on my car and I wouldn’t have been able to complete it all without Sunbit. I plan to use Sunbit again for future repairs."
"The application process from start to finish was fast and simple. I had a great customer experience. If it hadn’t been for Sunbit, I would have had to wait until I had more money to fix my car."