Purchase Now,
pay over time.

Break your purchases into manageable payments with no fees and no credit impact to apply.

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    Apply

    Enter some basic info (not much more than what's on your ID)

    Select

    Choose a plan that works for your budget (including interest-free options)

    Checkout

    Get what you need today and pay over time, with no fees

    Why customers
    love Sunbit.

    Sunbit makes it easier to get what you need without the financial stress.

    • A simple application with lightning-fast approval
    • No credit impact to see your options*
    • No fees of any kind
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    FAQ

    How does Sunbit work?

    Sunbit is a pay over time solution that lets your customers pay for services with a flexible payment plan. Over 90% of people are approved.

    Do you offer 0% APR Plans?

    Every approved applicant receives a 3-month 0% APR payment plan. 6-, 12-, and 18-month plans with interest are also available.

    *Subject to approval based on creditworthiness. Payment due at checkout. 0–35.99% APR. ] Example: A $885.00 purchase with 28.99% APR, $133.38 down payment and a 6-month term would have monthly payments of $136.09 and a total cost of $949.93. Terms may vary. Not available in VT, WV, or U.S. territories. Account openings and activity are reported to a major credit bureau. Loans are made by Transportation Alliance Bank Inc., dba TAB Bank, which determines credit qualifications and terms. Sunbit Now, LLC is licensed in CT (Lic. # SLC‑1760582 & SLC‑BCH‑1844702; NMLS ID 1760582).