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    Purchase Now,
    pay over time.

    Break your purchases into manageable payments with no fees and no credit impact to apply.

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      Choose a plan that works for your budget
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      Get what you need today and pay over time.

      Apply

      Enter some basic info.

      Select

      Choose a plan that works for your budget.

      Checkout

      Get what you need today and pay over time.

      Why customers
      love Sunbit.

      Sunbit makes it easier to get what you need without the financial stress.

      • A simple application with approval in seconds
      • No credit impact to see your options
      • No fees of any kind

      FAQ

      How does Sunbit work?

      Sunbit is a pay over time solution that lets your customers pay for services with a flexible payment plan. Over 90% of people are approved.

      Do you offer 0% APR Plans?

      Every approved applicant receives a 3-month 0% APR payment plan. 6-, 12-, and 18-month plans with interest are also available.

      *3-month 0% APR plans for all approved customers. 6- through 18-month plans with interest are also available. Subject to approval based on creditworthiness. 0-35.99% APR. Payment due at checkout. CO: 0-35.99% APR for loans of $1,000 or less; 0-20.99% APR for loans more than $1,000 to $3,000; 0-14.99% APR for loans more than $3,000. CT: 0-35.99% APR for loans less than $5,000; 0-24.99% APR for loans from $5,000 to $50,000. A customer cannot have more than $50,000 in principal at any one time. (lic. #SLC-1760582 & SLC-BCH-1844702). HI: Maximum loan amount of $1,500; 3-month plans not available if loan is more than $500. IA: 0-20.99% APR. MA: 0-17.99% APR for loans less than $1,000; 0-22.99% APR for loans from $1,000 to $6,000; 0-19.99% for loans more than $6,000. MD: 0-23.99% APR. ME: 0-29.99% APR for loans of $2,000 or less; 0-23.99% for loans more than $2,000 to $4,000; 0-17.99% APR for loans more than $4,000. MN: 9-month or longer terms for loans of $1,300 or less. NH: A customer cannot have more than $10,000 principal at any one time. NY: 0-24.99% APR. Not available in VT, WV, or US territories. Example: A $885.00 purchase with 28.99% APR, $133.38 down payment and a 6-month term would have monthly payments of $136.09 and a total cost of $949.93. Terms may vary. Account openings and payment activity are reported to a major credit bureau. Sunbit Now, LLC, NMLS ID 1760582. Loans are made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.

      **Source: Survey of merchants offering Sunbit’s pay-over-time technology (n=996), July 2024