Sunbit + Stripe

    The pay-over-time solution for in-person services

    • Home Services
    • Auto Parts & Services
    • Optical Services
    • Veterinary Services
    • Med Spa Services
    • Healthcare Services
    • Powersports Part & Services
    • and more
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      Helping Services Grow

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      Increase Conversions
      36% of merchants observe an increase in transaction volume exceeding 30%.**
      Invoice
      Increase Sales
      37% of merchants reported their average order value increased by more than 30%.**
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      Decrease Declines
      40% of merchants said at least 30% of their customers would have declined services without Sunbit.**

      Apply

      90% of people who apply are approved.

      Choose a plan

      All approved get a 3-month
      no-interest option*.

      Complete purchase

      Sunbit never charges added fees. No late fees or penalty fees, ever.

      Available on these
      Stripe Products

      Elements checkout payments
      payment links connect

      FAQ

      How does Sunbit work on Stripe?

      Sunbit is a pay over time solution that lets your customers pay for services with a flexible payment plan. Over 90% of people are approved.

      Does Sunbit on Stripe have additional fees?

      Merchants pay a merchant discount fee per transaction. Customers have no added fees. No late fees, no origination fees, no penalty fees.

      Do you offer 0% APR Plans?

      Every approved applicant receives a 3-month 0% APR payment plan. 6-, 12-, and 18-month plans with interest are also available.

      When do I get paid?

      All funds will be distributed within 2-5 business days.

      *3-month 0% APR plans for all approved customers. 6- through 18-month plans with interest are also available. Subject to approval based on creditworthiness. 0-35.99% APR. Payment due at checkout. CO: 0-35.99% APR for loans of $1,000 or less; 0-20.99% APR for loans more than $1,000 to $3,000; 0-14.99% APR for loans more than $3,000. CT: 0-35.99% APR for loans less than $5,000; 0-24.99% APR for loans from $5,000 to $50,000. A customer cannot have more than $50,000 in principal at any one time. (lic. #SLC-1760582 & SLC-BCH-1844702). HI: Maximum loan amount of $1,500; 3-month plans not available if loan is more than $500. IA: 0-20.99% APR. MA: 0-17.99% APR for loans less than $1,000; 0-22.99% APR for loans from $1,000 to $6,000; 0-19.99% for loans more than $6,000. MD: 0-23.99% APR. ME: 0-29.99% APR for loans of $2,000 or less; 0-23.99% for loans more than $2,000 to $4,000; 0-17.99% APR for loans more than $4,000. MN: 9-month or longer terms for loans of $1,300 or less. NH: A customer cannot have more than $10,000 principal at any one time. NY: 0-24.99% APR. Not available in VT, WV, or WY. Example: A $885.00 purchase with 28.99% APR, $133.38 down payment and a 6-month term would have monthly payments of $136.09 and a total cost of $949.93. Terms may vary. Account openings and payment activity are reported to a major credit bureau. Sunbit Now, LLC, NMLS ID 1760582. Loans are made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.

      **Source: Survey of merchants offering Sunbit’s pay-over-time technology (n=996), July 2024