Want to learn more?
Visit your local Ollie’s store, or sign up here for more information on how to apply.
The Ollie’s Credit Card is amazingly easy to manage:
The mobile app puts you in control to manage your payments conveniently and securely‡
Help Center
More infoHow does applying for the card impact my credit score?
Completing the application will not impact your credit score but all account openings and payment performance are reported to a major credit bureau.
Is there an annual fee?
No, there is no annual fee.
How do I add my Ollie's Credit Card to Apple Pay or Google Pay?
To use this option, tap Transactions & Settings from the home screen within the Sunbit App. Tap to add your Ollie’s Credit Card to your mobile wallet. After you’ve added your card, tap the on/off switch to enable/disable it in your mobile wallet. When you use your digital card, the actual card details are never passed to the merchant. Instead, a virtual number linked to your account is shared. This adds an extra layer of protection for your card. Remember, if you suspect fraud or unauthorized transactions on your card, please contact our Customer Support team at 855-306-0116.
About the Ollie’s Credit Card
Will my interest change or fluctuate?
The interest rate can vary slightly with the Prime Rate so long as you’re carrying a balance.
Where can I use the Ollie’s Credit Card?
The Ollie’s Credit Card can be used anywhere Visa® is accepted, in-store or online.
How much interest will I pay?
If you pay your entire balance on or before the due date you will not be charged any interest. Otherwise, you will be charged interest as it normally accrues based on your average daily balance
Getting Started
How long does it take for me to find out if I’m approved?
You’ll find out as soon as you submit your application online.
Can I apply over the phone?
No, the application needs to be done online.
When will I receive my Ollie’s Credit Card?
Your digital card will be issued immediately. You should get your physical card in the mail within 7 to 12 business days after you’re approved.
Manage Account
Can I add someone to my account?
No—your Ollie’s Credit Card is assigned to you, and for your personal use only.
How can I contact you?
You can call us at 855-306-0116 or email us at support@sunbit.com. We will be happy to assist you with any questions.
How will I receive my statements?
Your statements will be sent electronically to the email address on file. If you don’t see the email in your inbox please check your promotions/social/spam/junk folder. You can request a paper statement in lieu of an electronic one by calling 855-306-0116 or emailing us support@sunbit.com.
* The Ollie’s Credit Card is subject to approval based on creditworthiness and state of residence. 16.49%-35.99% variable APR. Rates as of 01/08/2025. Residents of the following states are subject to the specified maximum APRs: CO: 20.99% if your credit limit is greater than $1,000, otherwise 35.99%; DC: 23.99%; MA: 22.99%; MD: 23.99% if your credit limit is greater than $1,000, otherwise 32.99%. Not available to residents of VT, WV, or the US territories. The Ollie’s Credit Card is issued by Transportation Alliance Bank, Inc. dba TAB Bank, pursuant to a license from Visa U.S.A. Inc. Use of the card is subject to the cardholder agreement. Terms are subject to change. See Pricing Information.
^ Ollie’s Credit Card (“Card”) holders (“Cardholders”) can receive a one-time $10 statement credit (“Statement Credit”) after making a purchase at a Ollie’s retail location of $10 or more (“Purchase”) within 90 days of opening a Card account. To see a list of eligible store locations, visit the Ollie’s store locator. Please allow up to one full statement cycle after a qualifying Purchase is charged to the Card for the Statement Credit to be posted to the Card account. TAB Bank and its agent Sunbit Now LLC (collectively, “we,” “us,” “our”) relies on transaction data to determine whether a Purchase is eligible for this offer. If a Statement Credit for a qualifying Purchase does not appear on the Card account, the Cardholder should call the number on the back of the Card. To be eligible for a Statement Credit, the Card account must not be cancelled, past due or in default at any time between the time of the qualifying Purchase and the time of Statement Credit fulfillment. A Statement Credit may be reversed if an eligible purchase is returned or cancelled. If we, in our sole discretion, determine that a Cardholder has engaged in or intends to engage in any manner of abuse, misuse, or gaming in connection with this offer, we will have no obligation to provide and may reverse a Statement Credit provided to a Cardholder. Offer subject to the Cardmember Agreement, including its Arbitration Agreement.
†︎ Ollie’s Credit Card holders can earn 1 Ollie’s Army Loyalty Program Rewards Point for every $2 dollars spent using the Ollie’s Credit Card. See Ollie’s Loyalty Terms and Conditions for more details.
§ To check if you are preliminarily approved, only a soft credit check, which does not affect your credit, will be performed. If you complete the application and open a card account, the account opening (and all payment activity) will be reported to a major credit bureau, which may affect your credit.
‡ Available on select mobile devices.
