The most effective
patient financing solution

Highest approvals. Best pricing. Delights everyone.

We’re doing 5X more production with Sunbit than with other BNPL providers.

Carmen Rubio
Regional Manager, PHD Dental
Carmen Rubio

With Sunbit, we’ve seen a 90% approval rate and nearly 70% conversion.

Kelly Taylor
Treatment Coordinator, Athens Dental
KellyTaylor

What you see is what you get—high approvals, easy workflows, and a partner we can rely on.

Kayla Demlow
Office Manager, Restoration Smiles & Board Member, American Academy of Clear Aligners
KellyDemlow
3,800+
5-star reviews
2,000+
5-star reviews

More approvals

2X
more approvals so more patients start treatment

More production

up to 25X
more financing production generated for practices

More satisfaction

97%
of practices agree that Sunbit helps them grow
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Time Money Sunbit is used every 20 seconds Vector (3) Crown financed in seconds in Tampa Handshake Treatment started without delay in Seattle Finger Snap Another case approved by Sunbit

Drive what matters most to your practice

Rocket

Unmatched patient approvals that increase case acceptance

Group

Best pricing so you can keep more of what you earn

Vector

Keep patients coming back with simple, transparent payment plans and no fees

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Give your team tools they’ll love with faster workflows, 24/7 support and rewards

Offer the most friendly solution for your patients 


  • No hard credit check
  • Fast and friendly application completed in seconds
  • No fees or gotchas
  • Everyone can avoid paying interest*
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Sunbit drives up to 25X more production than competitors 


Most financing options look good, until they don’t. Sunbit brings real results and the most reliable tech to growth-minded practices from solo offices to DSOs.

Traditional Lenders
Other Buy Now, Pay Later Options
Applications & Offers
Approval rate
87%
40%
60%
Application speed
Seconds
15 minutes
10 minutes
“Gotcha” fees
Never
Yes
Yes
Credit check
Soft
Hard
Soft
Service & Support
People-based support
U.S.-based care team available 24/7 via phone, chat, or email
Overseas call center and email with long wait times
Online chat and email support with long wait times
Team rewards
Yes
No
No
Merchant termination risk (for poor loan performance or patient credit mix)
Never
Depends
Yes
Pricing
Best average blended rates
High and unpredictable
Higher rates, with more fine print and less reliability

Simple to start with support that's always there for you

Easy setup

We’ll send you everything you need, such as marketing materials and an easy-to-use Sunbit iPad, to start offering Sunbit immediately.  

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Hands on training

Our proven training program, completed with 1:1 team sessions, ensures your team is certified, confident, and driving impact from day one.

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Dedicated support, 24/7

We’re here to help you succeed – from dedicated Sunbit representatives, to our US-based support team, to on-demand training and resources, we’ve got you covered.

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Resources at your fingertips

We provide ready-to-go digital marketing resources to help you get the word out.

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Reporting that delivers actionable insights

Your Sunbit Business Dashboard will show you in-depth and customizable reporting about your office’s performance and incremental production with Sunbit. 

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Exclusive access to the Sunbeast community

Keep your team motivated with exclusive cash rewards, weekly training webinars, and access to our beloved Sunbeast app.

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The industry leader in dental and fintech

Fastest Growing Private Companies
Fintech 50
Innovation award
2025
Technology Fast 500

See how Sunbit can transform your practice

Curious how Sunbit works? Request a demo and one of our experts will walk you through the platform, answer your questions, and show you the impact it can make.

Got questions? We have answers.

How does Sunbit work for my practice?

Sunbit offers a simple, fast, and transparent way for patients to pay over time for dental care. With our technology, patients can complete the application in seconds—with no hard credit check—right from their phone or at your front desk. Approved patients can choose flexible payment plans, spreading the cost over up to 72 months. There are no fees, and the process is designed to be stress-free for both the patient and your team with nearly every patient approved.

What if a patient doesn’t qualify?

Sunbit has among the highest approval rates in the industry—more than double the industry average, approving 87% of patients who apply. Even if a patient isn’t approved, the process is discreet, and there’s no impact on their credit score to apply. Our goal is to provide a solution that works for as many people as possible, ensuring your patients can access the care they need without financial stress.

How quickly do we receive payment after a patient uses Sunbit?

Practices receive funds promptly in-full after a patient completes a transaction, ensuring immediate cash flow without delays. 

*Avoid paying interest on a 3- or 12-month plan by paying your financed amount within the promotional period. Additional payment plans with interest are available. Payment plans are subject to creditworthiness. 0-35.99% APR. Payment due at checkout. Not available in VT, WV, or US territories. Account openings and payment activity are reported to a major credit bureau. Sunbit Now, LLC is licensed under the CT Laws Relating to Small Loans (lic. # SLC-1760582 & SLC-BCH-1844702); NMLS ID 1760582. Loans are made by Transportation Alliance Bank Inc., dba TAB Bank, which determines qualifications for and terms of credit.