Embedded Finance. Fullblown Performance

Fullblown Performance wins with 4X higher approvals through Sunbit + Shopmonkey

Money

3X

More revenue

Finger Snap

4X

Higher approval rate

than other BNPLs

Deposit Slip

30%

Lift in service acceptance

Sunbit delivers 4X more customer approvals than other BNPL options. With Sunbit integrated through Shopmonkey, it’s simple, inclusive, and built for the unique needs of my business, giving us the confidence to offer financing in a way no other solution does.

– Christian Villegas, Co-owner

 

The Challenge

Christian, Co-Owner of Fullblown Performance, has built one of the fastest performance shops on the West Coast. Specializing in high-performance tuning, engine builds, transmissions, and modern American muscle cars, his team of six technicians serves customers ranging from everyday drivers to owners of $100,000+ vehicles.

When it came to financing, however, customers were often forced to say no to upgrades and repairs because existing BNPL options delivered inconsistent approvals. Christian had known about Sunbit from dealerships – where it holds 60% market share – and when he saw it integrated directly into Shopmonkey, he jumped at the chance to activate it in his shop.

The Sunbit + Shopmonkey Solution

With Sunbit embedded into Shopmonkey, financing at Fullblown Performance is seamless. It’s become the shop’s primary payment plan option, driving nearly $90,000 in transaction volume, 4X more approvals than other BNPL providers, and a 30% lift in service acceptance over the past year.

Customers see prequalification links directly in their texted estimates, making them more likely to approve the work. In the shop, the team reinforces the option, and at checkout, applications are completed in seconds so cars get back on the road faster and the team gets paid right away.

Conclusion

With Sunbit embedded in Shopmonkey, Fullblown Performance has transformed payment plans from a barrier into an accelerator, driving higher approvals, smoother workflows, and faster growth through more completed jobs and satisfied customers.

 

Customers love that Sunbit shows exactly how much interest they’ll pay up front, with many choosing the 0% option. That transparency makes financing simple and trustworthy—and it’s helped drive a 30% increase in service acceptance.

– Christian Villegas, Co-owner

*Loans are made by Transportation Alliance Bank Inc., dba TAB Bank, which determines qualifications for and terms of credit.

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