Sunbit Card – Credit Score Notice
Your Credit Score and the Price You Pay for Credit
| Your Credit Score | |||||
| Your Credit Score |
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| Understanding Your Credit Score | |
| What you should know about credit scores |
Your credit score is a number that reflects the information in your credit report. Your credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors. Your credit score can change, depending on how your credit history changes. |
| How we use your credit score | Your credit score can affect whether you can get credit and how much you will have to pay for that credit. |
| The range of scores |
Scores range from a low of 300 to a high of 850 Generally, the higher your score, the more likely you are to be offered better credit terms. |
| How your score compares to the scores of other consumers | |
| Checking Your Credit Report | |||||||
| What if there are mistakes in your credit report? |
You have a right to dispute any inaccurate information in your credit report. If you find mistakes on your credit report, contact the consumer reporting agency. It is a good idea to check your credit report to make sure the information it contains is accurate. |
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| How can you obtain a copy of your credit report? |
Under Federal law, you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year. To order your free annual credit report –
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| How can you get more information? |
For more information about credit reports and your rights under Federal law, visit the Consumer Financial Protection Bureau’s website at www.consumerfinance.gov/learnmore. |
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