Peace of mind comes with no fees.

Introducing the fee-free
Sunbit Credit Card*.

Find Sunbit Near You

If you’re seeking to use Sunbit’s pay-over-time solution for automotive service and repairs, dental treatments, eye care, and more, please see our shop-directory for participating merchants.

Dental Practices

Auto Dealership Service Centers

Approved

Approved

Find Sunbit Near You

If you’re seeking to use Sunbit’s pay-over-time solution for automotive service and repairs, dental treatments, eye care, and more, please see our shop-directory for participating merchants.

See our Shop Directory

No added fees. Ever.

No Annual Fees

No Late Fees

No Application Fees

No Processing Fees

Peace of mind comes with control.

Manage your spending with the Sunbit mobile app.

The Sunbit app puts you in control

Schedule, split, and manage your payments conveniently and securely.

22 May, 2022

Card is lost

Security

Report your card lost or stolen right from the Sunbit App.

Take control

Control

Set when, where, and how your card can be used.

This company has done an outstanding job on multiple occasions, by far my easiest credit card company to deal with. And their customer service exceeds expectations.

Brianna B March 2022

The Sunbit app puts you in control

Schedule, split, and manage your payments conveniently and securely.

Security

Report your card lost or stolen right from the Sunbit App.

Control

Set when, where, and how your card can be used.

This company has done an outstanding job on multiple occasions, by far my easiest credit card company to deal with. And their customer service exceeds expectations.

Brianna B March 2022

I signed up for the Sunbit Card to help pay for some medical bills. I was approved and have a low monthly payment. This process took 5 mins and I had my card in under 1 week. Thank you Sunbit.

Paul Q. March 2022

22 May, 2022

Card is lost

Take control

Help Center

Is there an annual fee?

No, there is no annual fee.

How do I add my Sunbit Card to Apple Pay or Google Pay?

To use this option, tap Transactions & Settings from the home screen within the Sunbit app.

Tap to add your Sunbit Card to your mobile wallet. After you’ve added your card, tap the on/off switch to enable/disable it in your mobile wallet.

When you use your digital card, the actual card details are never passed to the merchant. Instead, a virtual number linked to your account is shared. This adds an extra layer of protection for your card.

Remember, if you suspect fraud or unauthorized transactions on your card, please contact our Customer Support team at 855-678-6248.

How does applying for the card impact my credit score?

Completing the application will not impact your credit score but all account openings and payment performance are reported to a major credit bureau.

About Sunbit Card

Will my interest change or fluctuate?

The interest rate can vary slightly with the Prime Rate so long as you’re carrying a balance.

How much interest will I pay?

If you pay your entire balance on or before the due date you will not be charged any interest. Otherwise, you will be charged interest as it normally accrues based on your average daily balance.

Where can I use the Sunbit Card?

The Sunbit Card can be used anywhere Visa® is accepted, in-store or online.

Getting Started

How long does it take for me to find out if I'm approved?

You’ll find out as soon as you submit your application online.

Can I apply over the phone?

No, the application needs to be done online.

When will I receive my Sunbit Card?

You should get it in the mail within 7 to 12 business days after you’re approved.

Manage account

Can I add someone to my account?

No—your Sunbit Card is assigned to you, and for your personal use only.

How can I contact you?

You can call us at 855-678-6248 or email us at support@sunbit.com. We will be happy to assist you with any questions.

How will I receive my statements?

Your statements will be sent electronically to the email address on file. If you don’t see the email in your inbox please check your promotions/social/spam/junk folder. You can request a paper statement in lieu of an electronic one by calling 855-678-6248 or emailing us support@sunbit.com.

Are you a retailer interested in offering a co-branded Sunbit Card?

Learn More

*The Sunbit Card is subject to approval based on creditworthiness and state of residence. 16.49%-35.99% variable APR. Rates as of December 28, 2024. Residents of the following states are subject to the specified maximum APRs: MA: 22.99%. Not available to residents of CO, DC, MD, ME, VT, WV, WY or the US territories.

The Sunbit Card is issued by Transportation Alliance Bank, Inc., dba TAB Bank, pursuant to a license from Visa U.S.A. Inc. Use of the card is subject to the cardholder agreement. Terms are subject to change. See Card Agreement and Pricing Information.