Sunbit now,
pay over time

For the things that matter most.

Auto repair. Dental care. Eye care.
Vet care. And more.

Helping people access everyday needs.

Sunbit technology is used by millions of people to pay-over-time for in-person services and more. The majority of people who apply are approved, interest rates are fair and transparent, and there are absolutely no late fees, origination fees, penalty fees, or penalty APRs.

TrustPilot Verified Reviews
C.W. reviewed Sunbit

I am extremely thankful for Sunbit. Without them, I don't know how I would've been able to take of the necessary repairs needed for my vehicle. The swiftness of getting approved and the ease of setting up my account and their website overall is something that was also quite impressive to me. Keep up the good work.

TrustPilot Verified Reviews
Vesta A. reviewed Sunbit

I had to get new glasses and applied to Sunbit, the process was easy and the payments were affordable. I was able to pay for my glasses in just a few months.

Google Verified Reviews
Chakalate T. reviewed Sunbit

Today, I used Sunbit for a portion of my daughter's dental procedure. I am looking to pay my balance off before 12 months. Sunbit is very easy to deal with, and there is not a bunch of confusing finance jargon in the contract. I am very happy that this company was referred to me by my dentist.

Sunbit helps more people get to YES.

Sunbit cares about merchants in our network. We provide experiences and training to ensure service advisors, treatment coordinators, office managers, and retail associates feel confident offering Sunbit to every customer. Nearly 200,000 people are certified to offer Sunbit to their customers.

24000+
merchants
90%
approval rates
Trust Pilot Verified Reviews
Carla Cody reviewed Sunbit

Moving is a Bear and I'm not perfect! Sunbit giving me the little help I needed when my car broke down was a game changer and a BIG deal for me! I needed extra help to get my car moving; it was the welcome "Bit" of SUNshine that I needed! I hadn't heard of them, I don't know who thought of them, but it made my relocating to my new job all the more doable when I needed the help! Now me and Kid are riding fine, and doing well! Thank you Sunbit!

Leading the next generation of retail credit cards.

Sunbit partners with top retailers to offer their customers a fee-free, next-generation credit card. This customer-first solution helps retailers boost average order value, increase shopping frequency, and integrates seamlessly with their existing loyalty programs. Customers benefit from a best-in-class Visa® credit card that enhances their shopping experience and has no added fees, ever. With no required technology integrations, retailers can launch the credit card in months, rather than years.

TrustPilot Verified Reviews
Dorothy reviewed Sunbit

My experience with this company has been outstanding. I was able to get the help I needed to pay for repairs on my car, not once but twice. My payments are affordable. Best part was when I received a credit card through this company. I was surprised but trust me it really helps. Keep up the great work Sunbit and I truly appreciate this company.

TrustPilot Verified Reviews
Allison reviewed Sunbit

I’m really happy with how well this company acknowledges good payment history and raised my credit limit on my credit card. It’s helping me to build my credit up as well.

Are you a merchant interested in offering Sunbit?

We’re always looking to grow our network of merchant partners. Contact us to schedule a quick demo.

Request a demo