Frame 2147226647

Payment plans for

in-person services, now on Stripe

When customers can say yes, everyone wins. Sunbit’s industry-leading approval rates and top-rated satisfaction means more completed services and more revenue for your business.

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2X

More transactions

higher average service values
25%

More acceptance

lift in service acceptance rate
90%+

More approvals

industry-leading aproval rate

Whether you serve customers directly or power the businesses that do

Sunbit works natively with Stripe. Launch in minutes as a merchant, or embed seamlessly across your entire platform network.

Close more services.
Get paid upfront.

  • Quick launch via Stripe Payment Element or Checkout
  • Simple activation with no engineering needed
  • Full upfront payment; Sunbit assumes all risk
  • Integrated Stripe payouts and reporting
  • 24/7 U.S. support for you and your customers
Merch Auto

Unlock new revenue
for every merchant.

  • Embedded experience via Stripe Checkout
  • Drive measurable GMV growth across your network
  • Boost merchant retention and monetization
  • Co-marketing and dedicated account support
  • Full developer docs and integration guides
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Sunbit is built for
service-based businesses.

Not just another buy now, pay later option.
Sunbit tackles cost barriers for services like auto, vet, and home repairs with products built for face-to-face businesses and unmatched merchant support at every step.

1

Industry-leading approval rates

With 90%+ approval rates—50% higher than competitors—you'll see more completed services and higher average order values every day.
2

Simple, transparent terms

Build trust and close deals faster with clear terms: 0% interest options, no hard credit checks, and zero late or hidden fees.
3

Immediate payout, zero risk

Get paid upfront, guaranteed. Sunbit handles all collections and assumes the repayment risk, leaving your team free to focus on your customers.

40,000 businesses trust us.
Millions of customers love us.

“We’re seeing shops close 30% more jobs and triple their average repair order value because Sunbit financing fits how service writers actually work: face-to-face, high-trust, with fast results.”

Travis Brown 1
Travis Brown
Co-Founder and COO, Shopmonkey

“What you see is what you get, high approvals, easy workflows, and partner we can rely on.“

Kayla Demlow@2x
Kayla Demlow
Operations Manager, Restoration Smiles

“Financially, the impact has been tremendous. Since implementing the Sunbit integration, our collections have increased 10X and we now get paid in full right away.”

Silverus Kimeli 1
Silverus Kimeli
Owner, Dear Creek Behavioral Health Services

“The approvals are unbelievable—more than 95% of our clients get approved, and they move forward with the full treatment plan every time.”

Carmen Rubio 1
Dr. Brandi Roberts
Co-Owner, Driftwood Veterinary Services

“The process is just so seamless. Sunbit elevated our practice to huge, huge new heights that I never thought possible.”

LauraJeannette 1
Laura Jeannette
Owner, Laura Jeannette Aesthetics

“Our average job has tripled, service acceptance is up 35%, and customers appreciate that there are no late fees or hidden penalties.”

Gus M
Gus Maadarani
Owner, Service Company

“It is overwhelmingly clear that Sunbit technology unlocks additional spending that patients would not otherwise have been able to make.”

Kent Iglehart
Kent Iglehart
General Manager, Dr. Tavel Optical Group

“Sunbit delivers 4X more customer approvals than other BNPL options.”

Christian Villegas
Co-owner, Fullblown Performance

Available on these Stripe products

Elements
checkout
payment links
payments
connect.stripe@2x
CTA Auto 1

Ready to close more services?

Join tens of thousands of businesses already using Sunbit to grow revenue and get paid upfront.

Everything you need to decide

Got questions? For more information, reach out to [email protected].

How is Sunbit different from other BNPL providers on Stripe?

Sunbit is specifically designed for in-person, essential services. It offers higher approval rates, provides support 7 days a week, and delivers a fast, more reliable experience for both businesses and customers backed by thousands of 5-star reviews.

How do customers apply?

Customers complete a quick application in seconds with a soft credit check. They instantly see personalized payment options and can choose the plan that works best for them.

Does Sunbit impact a customer’s credit score?

No hard credit check is required to apply. Customers can check their options without impacting their credit score.

How do businesses get paid?

Sunbit initiates payment immediately, however due to your individual bank operations, it may take 2-5 business days to appear in your account. Sunbit assumes the financing risk, so you don’t have to worry about collections.

Is there any risk to the merchant?

No. Sunbit assumes all repayment and fraud risk. Businesses receive guaranteed payment and do not need to manage collections.

What types of businesses can use Sunbit?

Sunbit is built for in-person service businesses including automotive repair, dental, veterinary, healthcare, medspa, home services, and more.

How do I enable Sunbit in Stripe?

You can activate Sunbit directly through your Stripe account with a simple setup using Stripe Payment Element or Checkout.

What Stripe products does Sunbit support?

Sunbit works with Stripe Elements, Checkout, Payments, Payment Links, and Connect.

What loan amounts and terms are available?

Customers can access payment plans up to $20,000 with flexible terms up to 18 months, depending on eligibility.

Is there customer support available?

Yes. Sunbit provides 24/7 U.S.-based customer support for both businesses and customers.