Apply for a My Melrose Credit Card & start reaping the benefits
Applying is simple, fast, and won’t hurt your credit score†.
Unlock exclusive offers only available to cardholders
Get a $5 statement credit with your first My Melrose purchase today**
AND get an additional M-Style Reward point for every $10 you spend anywhere with your card.††
Get exclusive benefits only available to cardholders
Get early access to sales and specials before the general public.
Benefits of a My Melrose Credit Card
No Fees
Many Ways to Pay
Easy to Manage
Tech & Card Management
Manage your spending with the Sunbit mobile app.‡
Start saving today
Apply now to get a $5 statement credit with your first My Melrose purchase**, additional M-Style Rewards points for qualifying spend††, and exclusive cardmember benefits.
Help Center
How does applying for the card impact my credit score?
Completing the application will not impact your credit score but all account openings and payment performance are reported to a major credit bureau.
How do I add my My Melrose Credit Card to Apple Pay or Google Pay?
To use this option, tap Transactions & Settings from the home screen within the Sunbit App.
Tap to add your My Melrose Credit Card to your mobile wallet. After you’ve added your card, tap the on/off switch to enable/disable it in your mobile wallet.
When you use your digital card, the actual card details are never passed to the merchant. Instead, a virtual number linked to your account is shared. This adds an extra layer of protection for your card.
Remember, if you suspect fraud or unauthorized transactions on your card, please contact our Customer Support team at 800-310-9586.
Is there an annual fee?
No, there is no annual fee.
About My Melrose Credit Card
The interest rate can vary slightly with the Prime Rate so long as you’re carrying a balance.
If you pay your entire balance on or before the due date you will not be charged any interest. Otherwise, you will be charged interest as it normally accrues based on your average daily balance.
The My Melrose Credit Card can be used anywhere Visa® is accepted, in-store or online.
Getting Started
You’ll find out as soon as you submit your application online.
No, the application needs to be done online.
Your digital card will be issued immediately. You should get your physical card in the mail within 7 to 12 business days after you’re approved.
Manage account
No—your My Melrose Credit Card is assigned to you, and for your personal use only.
You can call us at 800-305-0414 or email us at [email protected]. We will be happy to assist you with any questions.
Your statements will be sent electronically to the email address on file. If you don’t see the email in your inbox please check your promotions/social/spam/junk folder. You can request a paper statement in lieu of an electronic one by calling 800-305-0414 or emailing us [email protected].
*The My Melrose Credit Card is subject to approval based on creditworthiness and state of residence. 16.99%-35.99% variable APR. Rates as of September 28, 2024. MA residents are subject to a maximum APR of 22.99%. Not available to residents of CO, DC, MD, ME, VT, WV, WY or the US territories. The My Melrose Credit Card is issued by Transportation Alliance Bank, Inc., dba TAB Bank, pursuant to a license from Visa U.S.A. Inc. Use of the card is subject to the cardholder agreement. Terms are subject to change. Pricing information.
**My Melrose Credit Card (“Card”) holders (“Cardholders”) can receive a one-time $5 statement credit (“Statement Credit”) after making an in-store purchase at a My Melrose retail location of $5 or more (“Purchase”) within 180 days of opening a Card account. To see a list of eligible store locations, visit the My Melrose store locator. Please allow up to one full statement cycle after a qualifying Purchase is charged to the Card for the Statement Credit to be posted to the Card account. TAB Bank relies on transaction data to determine whether a Purchase is eligible for this offer. If a Statement Credit for a qualifying Purchase does not appear on the Card account, the Cardholder should call the number on the back of the Card. To be eligible for a Statement Credit, the Card account must not be cancelled, past due or in default at any time between the time of the qualifying Purchase and the time of Statement Credit fulfillment. A Statement Credit may be reversed if an eligible purchase is returned or cancelled. If TAB Bank, in its sole discretion, determines that a Cardholder has engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this offer, TAB Bank will have no obligation to provide and may reverse a Statement Credit provided to a Cardholder. Offer subject to the Cardmember Agreement, including its Arbitration Provision.
†All account openings and payment activity are reported to a major credit bureau.
††My Melrose Credit Card holders can receive 1 M-Style Reward point through the M-Style Rewards Points Program for every $10 that is spent using the My Melrose Credit Card. See My Melrose M-Style Rewards Program Terms and Conditions for more details.
‡Available on select mobile devices.
My Melrose Credit Card
The My Melrose Credit Card is issued by Transportation Alliance Bank, Inc., dba TAB Bank, pursuant to a license from Visa U.S.A. Inc. Use of the card is subject to the cardholder agreement.
